Livaboard Boat Insurance

Our livaboard boat insurance policy provides excellent value for money and insures against a range of risks including; fire, explosion, sinking, grounding and/or striking submerged objects, as well as damage caused by vermin, water ingress, storms or negligence of third parties. Legal liability, accidental death or accidental injury, theft or attempted theft is also covered. Terms and conditions apply.

We provide specialist insurance tailored to the needs of livaboard owners, designed to give you comprehensive cover with a range of additional cover options to suit your specific requirements.

The combination of excellent customer service, knowledgeable advisors and competitive premiums means that you can be confident that you’ve made the right decision in choosing to insure your livaboard with Assist Insurance.

“Value for money insurance. The process was quick and clear, so I was able to make like for like comparisons with other quotes. The agent was helpful and not pushy which was refreshing and the quotation tailored to meet my needs.”

Ms CFeefo review - March 2019
  • Choices of 3 Covers:
    • Craft & liability cover
    • Craft only cover
    • Third party liability cover only
  • £3million third party liability cover
  • Accidental and/or malicious damage
  • Cover for craft in transit up to 30 feet long
  • Marina benefits (for permanent mooring only)
  • No increased excess for under water damage claims
  • Extensive range of cruising areas
  • Up to 5 years No Claims Discount
  • Theft or attempted theft
  • Personal accident cover included up to £20,000
  • Salvage, towage and assistance charges
  • Siting costs in the event of stranding
  • Club discount

If you live on your craft you get all the standard cover plus:

  • Professional removal of Livaboard
  • Student contents from student accommodation up to £2,500
  • Business equipment up to £500
  • Replacement locks and keys up to £500
  • Alternative accommodation up to £2,500
  • Property away from your craft
  • Mobile phone cover (single item limit)
  • Portable electronic equipment/laptops
  • Personal accident cover
  • Occupiers Liability
  • Valuables covered as standard up to 10% of the total sum insured

Tokio Marine insured protection for Livaboard cover.

Accidental and/or malicious damage.

Theft or attempted theft.

Sighting costs in the event of stranding.

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Assist Insurance Services Ltd, registered in England and Wales 5486663, Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution activities and as a credit broker. We do not charge any up-front fees for arranging credit. We do not charge any fees to customers in relation to Credit Broking activities. We are members of the Financial Ombudsman Service. If you cannot settle a complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment. The FOS Consumer Helpline is on 0800 023 4567 and their address is:
Financial Ombudsman Service, Exchange Tower, London E14 9SR. Website: